Free
Build your first model.
₺0forever
Start for free- 1 period · 1 line of business
- Reserving module
- AI Agent
- Excel export
The AI-powered actuarial workspace
From data to decision.One connected platform.
Connect your data, build your models, understand the results. From reserving to cash flow, bring your workflow together with an AI agent.
No credit card required. Start with Excel or CSV.
ACTUARIUS / DEVELOPMENT ENGINE01—∞
ObservedProjected
Data → Model → Decision
Less file juggling.More insight.
The value of actuarial work is in understanding the data, not moving it between files. Actuarius brings your data and models closer together.
01
Connected data
Claims, premiums and triangles in one period context.
02
Visible assumptions
From development factors to ultimate loss, the logic stays in view.
03
Focused analysis
Follow a result all the way to the underlying claim.
One workflow. A shared language.
Not a collection of tools.A connected way to work.
Prepare your data once. Develop your reserve, payment pattern and discounting analysis on the same platform.
01 / 04
A sound model startswith clear data.
Import claim and premium files, map fields and organise valuation periods. Work with claim-level data or ready-made triangles.
- Excel / CSV
- Field mapping
- Valuation periods
Illustrative product flow
Fire & Home2026 Q2
Valuation 2026 Q2Line of business Fire & Home
Claims data
CSVfire_home_claims.csvData ready
| Claim ID | Accident year | Paid | Outstanding |
|---|---|---|---|
| FH-2021-048 | 2021 | 248.600 | 64.200 |
| FH-2022-016 | 2022 | 182.400 | 91.500 |
| FH-2023-032 | 2023 | 136.800 | 124.700 |
| FH-2024-007 | 2024 | 94.300 | 168.400 |
| FH-2025-021 | 2025 | 52.100 | 213.600 |
claim_idClaim ID
Data ready
Illustrative sample data, not an actual calculation.
02 / 04
See the result.Understand the reasoning.
Explore development factors and evaluate outliers. Manage Chain-Ladder and BF selections by accident period.
- Chain-Ladder & BF
- LDF & tail
- Claim-level analysis
Illustrative product flow
Fire & Home2026 Q2
Valuation 2026 Q2Line of business Fire & Home
Development triangle
LDF| Accident year | 1 → 2 | 2 → 3 | 3 → 4 | 4 → 5 | 5 → 6 | 6 → 7 |
|---|---|---|---|---|---|---|
| 2020 | 1.610 | 1.305 | 1.203 | 1.153 | 1.122 | 1.102 |
| 2021 | 1.622 | 1.317 | 1.215 | 1.165 | 1.134 | — |
| 2022 | 1.634 | 1.329 | 1.842 | 1.177 | — | — |
| 2023 | 1.646 | 1.341 | 1.239 | — | — | — |
| 2024 | 1.658 | 1.353 | — | — | — | — |
| 2025 | 1.670 | — | — | — | — | — |
| Selected LDF | 1.640 | 1.335 | 1.225 | 1.178 | 1.148 | 1.127 |
Model workspace
Illustrative sample data, not an actual calculation.
03 / 04
Your reserve,with a time dimension.
Build a pattern from payment development. Analyse future payments with quarterly or monthly cash flow projections.
- Payment patterns
- Monthly / quarterly
- LDF selection
Illustrative product flow
Fire & Home2026 Q2
Valuation 2026 Q2Line of business Fire & Home
Payment pattern
2026–2030Projected
Monthly / quarterlyFire & Home
Payment projection
Illustrative sample data, not an actual calculation.
04 / 04
Future payments.Present-day value.
Evaluate the liability for incurred claims using yield curve, illiquidity premium and risk adjustment assumptions.
- IFRS 17 LIC
- Yield curves
- Risk adjustment
Illustrative product flow
Fire & Home2026 Q2
Valuation 2026 Q2Line of business Fire & Home
Yield curve
IFRS 17Yield curveDiscounted
Risk adjustmentLIC
Valuation view
Illustrative sample data, not an actual calculation.
Actuarius AI Agent
You set the direction.Your agent works the model.
An assistant that goes beyond conversation. It turns your request into actuarial tool actions, with changes visible in the same workspace.
- Model management in natural language
- Actions visible in the interface
- Manual control whenever you need it
ReservingCash FlowDiscountingData
Actuarius AgentExample agent scenario
The Fire & Home data is ready. Build the triangle, review development factors and prepare the reserve model.
The model workflow is prepared. Here are the steps for your review:
- 1Period and line-of-business data connected
- 2Development factors and outliers reviewed
- 3CL / BF assumptions ready for assessment
Fire & Home 2026 Q2CL / BF
Illustrative scenario · Actuarial judgement and the final decision remain yours.
Actuarius Enterprise
Your infrastructure.Your way of working.
A desktop experience, Oracle data connectivity and on-premise deployment. Configure the agent with a local or organisation-selected compatible LLM endpoint.
Plan an enterprise demoOrganisation-specific setup
ActuariusYour enterprise workspaceOracle data layer
Configurable AI
Stay in control
Powerful models.A clear decision trail.
Keep assumptions close to their results. The enterprise edition adds access controls, model locks and audit records for team workflows.
01
Scenario versions
Evaluate different assumptions in separate model versions.
02
Model locks
Prevent conflicting edits across your enterprise team.
03
Audit records
Track enterprise changes in their user and model context.
Room to grow
Start small.Scale together.
From your first model to a team-wide workspace.
Pro
The complete analysis flowExtend your analysis.
₺100/ month
Go Pro- Unlimited periods and lines
- Cash flow and discounting
- Scenario versions
- AI Agent across modules
Enterprise
For your team and infrastructure.
Tailored
Let’s talk- Multiple users and roles
- Oracle integration
- Enterprise audit records
- On-premise deployment
Who is Actuarius for?
It is built for reserving actuaries, actuarial managers and the teams that review model changes at insurers and reinsurers. The same model structure carries from individual use to a multi-user enterprise process.
Which reserving methods are supported?
Chain-Ladder and Bornhuetter-Ferguson are the core methods. On top of those you get the frequency-severity (average cost per claim) method, volume-weighted / simple / geometric LDF averaging, parametric tail models (exponential, inverse power, power, Weibull) and manual CDF entry.
What can the AI agent actually do?
The agent can build a triangle from imported data, inspect development ratios, and apply cell exclusions, CL/BF basis choices and model assumptions. It also supports cash flow settings and discounting calculations. Tool calls and results are visible in the interface; the actuary retains responsibility for final assumptions and interpretation.
How do I load my data?
Claim-level loss data and earned premium can be uploaded as Excel or CSV; in an enterprise setup they can be read directly from an Oracle table. If you already have a development triangle, you can import that instead.
Can model changes be audited?
Model changes can be reviewed in the working history; scenarios are kept as separate versions and compared. Enterprise deployments add server-side audit records with user and time context, plus editing locks for multi-user work.
How does the period close work?
New period data is loaded, the previous model can be carried forward with roll-forward, and the new diagonal is compared against expectation (Actual vs Expected). The actuary reviews deviations and revises the model, then calculates cash flow and discounting. Model summaries and Excel exports support the review process.
Is IFRS 17 discounting supported?
Yes. The discounting module discounts cash flows using a yield curve and illiquidity premium, then adds the risk adjustment to produce the liability for incurred claims (LIC). An IFRS 4 style fixed-rate and nominal approach is also supported.
What does the free plan include?
The Free plan is permanently free: 1 valuation period and 1 line of business, the reserving module, Chain-Ladder and BF calculations, the AI agent and Excel export. No credit card is required.
Let’s take a look
Your next model.A new way forward.
Tell us about your process. Let’s explore the right workspace for your team.
Prefer to email us?
info@actuarius.com.tr